Another year is just about to fly by. Do you still have any unused dental benefits that you can use towards needed, or unfinished, dental work?
You still may have time to get on our schedule before any unused dental benefits expire or funds in your Flexible Spending Account (FSA) expire at the end of this year.
If you do unused benefits or funds, we can help you maximize these towards work you still need, such as fixing a lingering filling to getting started on more complicated dental work – broken crowns, chipped teeth or even replacing a missing tooth.
Don’t let your hard-earned FSA/HSA funds, or dental benefits go to waste before the New Year starts!
Here are 5 Reasons to Use Your Benefits this Year!
- Delaying Dental Issues Will Cost More (+ Harm Your Health!) – Neglecting annual check-ups or delaying certain dental treatments can lead to more extensive, and costly, future dental treatment. A lingering cavity today turns into a root canal down the road. Waiting to replace a missing tooth can cause to more oral and overall health issues. Putting your benefits to work now towards any dental care you may need now prevents needing more serious (and costly) dental work in the near future.
- You Haven’t Reached Your Yearly Insurance Maximum – Your dental provides a maximum dollar amount that can be spent towards your annual dental care. If you haven’t met your annual maximum yet and know, or suspect, that you may need additional dental work, you can take care of some of it this year, and begin with a new maximum next year. While the max amount varies amongst different dental plans and typically resets at the end of the year (Dec 31st), so if you have any unused benefits that you can apply to your dental care, these will be forfeited.
- You’ve Just About Reached (or reached!) Your Annual Deductible – Your insurance deductible is the amount of money that you pay out of pocket before your insurance pays for any of your dental care. This deductible varies between insurance companies and may be higher if you prefer seeing a dentist who is out of your plan’s network. When your plan rolls over at the beginning of the year, you start from ground zero paying towards a new deductible before you can take advantage of your dental benefits.
- Don’t Let Your Existing FSA Contributions Slip Away – A Flexible Savings Account (FSA) is an account that you’ve established through your employer to have some of your pre-tax pay put into. If you have an FSA account that has a remaining balance in that you can use towards your dental care, you’ll want to use up this balance before the end of the year, as you can lose this by the end of the year.
- Your Insurance Plan May Change Next Year – Changes in health care plans happen every year. If your current health insurance plan changes after the New Year, either because you or your employer change health/dental insurance carriers, next year’s dental benefits may not be as good as they are now.
We understand that life gets hectic. That’s why it always feels like another year just flew by. But if you know that you need to have some dental work done, and you still have dental benefits that you can apply towards this work, you still have a little time to put your existing benefits to work now…before you lose them.
Please reach out to us and see if we can squeeze you in before this year ends. Schedule an appointment now before the Holidays – just give us call at (206) 242-0066 to schedule or reach out to us online!
